091-2230-8145     |      dataprojectng@gmail.com

CREDIT MANAGEMENT IN THE BANKING SECTOR AND ECONOMIC GROWTH OF NIGERIA

  • Project Research
  • 1-5 Chapters
  • Quantitative
  • Simple Percentage
  • Abstract : Available
  • Table of Content: Available
  • Reference Style: APA
  • Recommended for : Student Researchers
  • NGN 3000

ABSTRACT

In Nigeria, the banking sector is an important part of the financial system, the banking sector dominate the Nigeria financial system as it accounts for about 90% of the total assets in the system. This study is carried out to examine credit management in the banking industry and economic growth in Nigeria. Statistical Package for Social Science (SPSS) and Chi-square were applied to validate the result spanning across 2000-2013. The study relies on purely secondary data. Lending is one of the major functions of bank though most risky any bank that wants to remain in business must lend. The study finds that bank loan and advances accounts for about 98.2% contribution on economic growth for the period under study. The study concludes that there exists a relationship between loan and advances and economic growth and a negative relationship between interest rate, non performing loan and economic growth. The study recommends that CBN should strengthen the banking sector to ensure improved credit flow, also character and financial statement of the borrower should be assessed properly to reduce non performing loan and CBN should lower its maximum rediscount rate to enable bank fix low interest rate thereby enhancing the growth of the economy.




FIND OTHER RELATED TOPICS


Related Project Materials

SPATIO TEMPORAL ANALYSIS OF THE PREVALENCE OF WATERBORNE DISEASES IN KWARA STATE, NIGERIA

Abstract

Waterborne diseases have been a major health issue globally because of the bu...

Read more
ONLINE CAMPUS TAXI BOOKING SYSTEM

ABSTRACT

When the transportation system of any educational institution is effective, it positively contributes to effect...

Read more
THE PERCEIVED EFFECT OF FEMALE PROSTITUTIONS: A CASE STUDY OF OREDO LOCAL GOVERNMENT AREA OF EDO STATE  

ABSTRACT

This study is on the perceived effects of female prostitutions in Oredo Local Government Area. The objectiv...

Read more
FACTORS ASSOCIATED WITH MASS FAILURE OF STUDENTS IN ACCOUNTING IN SECONDARY SCHOOLS

ABSTRACT

This study was on the factors associated with mass failure of students in the Accounting education in secondary...

Read more
ENVIRONMENTAL VARIABLES AND STUDENTS ACADEMIC PERFORMANCE IN ENGLISH LANGUAGE

Abstract

Over the years, the language of instruction in Nigerian  schools has been English. Thus, students’...

Read more
WATER TREATMENT PLANT MODEL

ABSTRACT

The technical report of this project deals with the design of a water treatment plant model which consists of f...

Read more
MINERALOGY, GEOCHEMISTRY AND POTENTIAL USES OF CLAY IN PANDOGARI AREA, NORTH-CENTRAL, NIGERIA

ABSTRACT

The basement rock of Pandogari lies within the BirninGwari – Zungeru area in the NW block of the Nigeria Basement Complex...

Read more
DEPLOYMENT OF INFORMATION AND COMMUNICATION TECHNOLOGY (ICT) IN ARCHITECTURAL COMPANIES IN NIGERIA

ABSTRACT

Architectural practice has been in existence in Nigeria for more than fifty years and the earliest introduction of computers by...

Read more
DESIGN AND IMPLEMENTATION OF AN ONLINE COURSE ALLOCATION MANAGEMENT SYSTEM

Institutions across the country are having a constraint on course allocations for the lecturers by using manual allocation process, which is relati...

Read more
THE APATHETIC BEHAVIOUR OF NIGERIAN JOURNALISTS TO SCIENCE AND TECHNOLOGICAL REPORTING (A CASE STUDY OF JOURNALISTS IN SOUTH – EASTERN NIGERIA)

ABSTRACT

The need for this study was find out “The Apathetic Behaviour of Nigerian Journalists to...

Read more
Share this page with your friends




whatsapp